|
"The biggest mistake people make in life is not trying to make a living at doing what they most enjoy ."
Malcolm Forbes
First, Create And Be The Change...
American Forests
Mission: To Grow a Healthier World!
American Forests's vision is to have healthy forest ecosystems for every community. Their strategy for achieving this mission is to provide action opportunities to targeted audiences to enable them to improve their environment with trees. They do this by using the best science to identify conservation issues, then develop and market practical solutions that individuals and groups can apply.
American Forests is a world leader in planting trees for environmental restoration, a pioneer in the science and practice of urban forestry, and a primary communicator of the benefits of trees and forests.
Learn more about American Forests here and...Create And Be The Change!
http://www.americanforests.org
"Whether you think you can or whether you think you can't, you're right."
Henry Ford
In this powerful recorded teleseminar titled, "How To Break The Spell Of Debt", Davide De Angelis, (aka The Money Shaman), will be sharing the insights and techniques he personally used to escape bankruptcy and smash almost one million dollars worth of personal debt. Access this very informative audio recording...absolutely Free here:
http://tinyurl.com/4ep9ze
Also...
Are You Knee Deep In Debt? Do you want to get out of debt fast, using the income you have now? Access the Abundance Principle Rapid Debt Reduction Planner titled, "Six Steps To A Debt Free Life"....absolutely Free here:
http://tinyurl.com/5jevw7
Plus...
Receive the very effective Ebook titled, "How To Set Up A Family Budget"...absolutely Free here:
http://tinyurl.com/6opw37
And...
Receive the valuable Ebook "101 Powerful Tips For Legally Improving Your Credit Score"...absolutely Free here:
http://tinyurl.com/5ghkof
Lastly...
Change Your Thinking From Debt To Prosperity!
Learn all of the exciting details about the "Debt On Auto-Pilot" Program and receive the first 5 pages of the program...absolutely Free here:
http://tinyurl.com/5dvvcr
Now, On To Getting Rid Of Your Debt...
"One day, in retrospect, the years of struggle will strike you as the most beautiful."
Sigmund Freud
Do you remember the very wise advice given by Millionaire and Success Expert, Bob Proctor, (pictured at the right), in the movie "The Secret" in regard to HOW to deal with the issue of debt? Here it is:
"Most people have a goal of getting out of debt, that'll keep you in debt forever. Whatever you are thinking about you will attract. You'll say "but it's get out of debt." I don't care if it's get out or get in, if you are thinking debt, you are attracting debt. Set up an automatic debt repayment program system and then start to focus on Prosperity."
The Secret's Bob Proctor
So in a nutshell, Bob very wisely states that if you focus on Debt and the fact that you are in Debt, you are only attracting MORE Debt to you. He advised that you sign up with a very good Debt Elimination/Repayment Company and then......FORGET ABOUT IT!
Well, as the Genie in "The Secret" says......"your wish is my command"! I have found a listing of great Debt Elimination/Repayment Companies, who all offer you Free Consultations, which will help you to heed Mr. Proctor's advice...and of course the rest of this website will help you to focus on the main event...Prosperity!
This variety of Debt Elimination Companies, all offer you absolutely Free Consultations, which will help you to not only heed Mr. Proctor's advice....but also to get on with the business of achieving True Financial Freedom with The Secret Wealth Network...which means no more debt! Since they all offer Free consultations, I suggest that you try most or all and then choose the best one that fits your unique needs. Receive your Free Debt Consultations now!
1) http://tinyurl.com/2jlx8l
2) http://tinyurl.com/5aurtm
3) http://tinyurl.com/3bvx5l
4) http://tinyurl.com/32mlpu
5) http://tinyurl.com/3z5kjf
6) http://tinyurl.com/5nlkj3
If Your Debt Is Related To Tax Debt Owed To The IRS, Go To These 2 Links:
1) http://tinyurl.com/4qzhd2
2) http://tinyurl.com/2owpwj
Concerned About Possible Foreclosure On Your Home? The following links can help you:
1) http://tinyurl.com/3vnno8
2) http://tinyurl.com/6k6xgb
3) http://tinyurl.com/5qjrol
Get a Free Copy Of Your Credit Report Here:
1) http://tinyurl.com/2kp6fl
2) http://tinyurl.com/29l3aq
3) http://tinyurl.com/35vhjf
4) http://tinyurl.com/5grcgq
5) http://tinyurl.com/56cdwn
Are You Interested In Raising Your Credit Score? This is a unique credit reporting service where you access your credit report, fix errors and lock your credit report by providing a phone number for creditors to call and verify the request for credit, preventing identity theft. Fix credit errors and raise your credit score now by clicking the following links:
http://tinyurl.com/6drh4n
Finally...
Begin to Repair Your Credit History Here:
1) http://tinyurl.com/6hdduy
2) http://tinyurl.com/3frxg2
3) http://tinyurl.com/3gsltu
CNNMoney.com
Americans are 'financially illiterate' - survey
Tuesday February 26, 2008 12:42 pm ET
By Catherine Clifford, CNNMoney.com staff writer
Americans don't understand debt, which may be one reason that they have too much of it, according to a survey released Tuesday.
The survey presented 1,000 people with a hypothetical scenario about credit card debt and asked them to compute how long it would take to pay it off. Only 35.9% of the 1,000 respondents could figure out how many years it would take for the amount they owe on their credit cards to double. A full 18.2% did not know how to respond and 31.9% of those surveyed over-estimated the timeframe.
The survey by Harvard Business School and Dartmouth College professors and TNS asked respondents to assess their debt levels. Those who said they felt they were carrying too much debt were found to be "wildly wrong" when it came to using compound interest to calculate how long it would take to pay off that debt.
Of those polled, 26% said they consider the debt they are carrying to be unmanageable, while 61% said their debt level was "just right."
Americans don't realize they're unaware of some of the complexities of personal finance - like compound interest - said Bob Neuhaus, the executive vice president and the head of the financial services sector in the U.S. for TNS. "If financial literacy was higher, you would see more caution in the use of consumer debt. It would not eliminate the problem, but it would mitigate [it]."
The survey draws attention to a large problem without an easy solution. "Even those with a college degree don't have an understanding of the basic finance ideas," said Annamaria Lusardi, Professor of Economics at Dartmouth College.
However, there are smaller, more manageable steps that can make a difference. Harvard Business School Professor Peter Tufano, a self-proclaimed believer in financial education, does not see credit as inherently bad, but he said that debt services are much more complicated now than they were a generation ago. He said credit card companies could help by creating more consumer friendly credit contracts that plainly spell out the terms, and bills that itemize outstanding debt so consumers can grasp the reality of how they spend money and how long it will take to pay.
A lack of savings could be compounding the consumer debt problem. Another nationwide survey of 1,000 Americans released Monday by the American Savings Educational Council (ASEC) and America Saves found that a mere 53% of Americans have adequate savings with only 28% saving the recommended 10% of their annual income.
Three-quarters of Americans surveyed said that they spend less than their income and save the difference, which may provide enough for an emergency unexpected expense, but only a little over 50% have enough savings to provide for a comfortable standard of living in retirement.
However, those who make more money are able to sock away more for a rainy day, according to the savings survey. Ninety-percent of the high-income group (those earning at least $75,000 annually) say they have adequate savings, but only 48% of the low-income group (those earning below $35,000 annually) can say the same. And 81% of the high-income group report saving at least 5% of their income, compared with 34% of the low-income group.
Regardless of income or level of financial literacy, there is one unifying lesson: have a plan. "Having a financial plan increases savings and financial stability," said Stephen Brobeck, executive director of Consumer Federation of America.
The 3 Magical Secrets to Shift Worry Into Trust
By Margot Zaher & Jafree Ozwald
How would you like to have a trusting feeling in your body that stays with you all throughout the day? Would you like to know the 3 secrets to creating that state of mind for the rest of your life? How empowering would that be? Keep reading and trust that you will receive them soon! =) To first transcend worry we must understand what worry really is. Worrying is like watching television, it can pull you in and entertain you for hours, days, years, and yes even lifetimes! Worrying is caused by focusing on what you don't want. It is exactly how you manifest everything you don't want in your life. If you always think about what you DON'T want to happen, how much energy is left to focus on what you DO want? When you worry you are simply not disciplining your mind. The reins on the mind are too loose, and those wild horses just trample all over you!
If you have been practicing the unconscious art of worrying for years, you may have become a worry-zombie, and are completely numb to lighter thoughts, abundant consciousness and outrageous pleasure! Step out of the zombie-zone by pulling back on your reins in your mind! You can steer those crazy horses back to your pleasure pastures by starting you day off focusing on the positive outcomes you want to manifest. Get excited about your dreams! This is your life! Learning to focus on what you want will build trust in yourself and you'll soon feel that the Universe IS always supporting in manifesting whatever your heart desires.
Trust is the exact opposite vibration of worry. It's about letting go and letting the Universe be in control of the details. You simply stay focused on FEELING the expansive feelings of trust that your dreams are heading your way like a freight train! When you wake up in the morning with trust in your heart everyday seems lighter and has more wonderful possibilites. With this vibration you automatically move beyond any negative thought or feeling and cannot get stuck in them! There is no room for the vibration of worry with the trust vibration inside your body.
In a state of trust you are consistently letting go of the future and the past. All the thoughts that your mind has about tomorrow or yesterday are unimportant, and you relax into the perfection of this "Now" moment, connecting with your true infinite nature. Whn you devote yourself to living in THIS moment with full trust, you start becoming a powerful manifesting magnet! The more trust you can let in your body RIGHT NOW, the more there will be in 10 minutes from now. It has a natural "snowball effect" that grows bigger each day when you practice starting your day trusting that all of your desires will manifest themselves. As you are allowing the Universe to support you in making your dreams manifest into reality, you become unstoppable in your ability to manifest them.
Below are 3 powerful steps to instantly shift from worry into trust. Each will help you manifest more of what you want out of life this year.
1. Stop Your Wild Inner Horses
The first secret to shifting out of this harmful mental state is to get your wild horses under control. A worrying mind is like a pack of wild horses running out of control in all directions. The more you worry, the more your mind goes off into thinking about all sorts of strange improbable possibilities. The issue is that YOU choose to follow this crazy mind, and may even buy into its obsessive thoughts to such a high degree that you may start believing in them. The easiest way to do this is to do a pattern interrupt with your mind by gently saying, "STOP" to these horses when they are going off into the land of worry. It's best to whisper this out-loud to yourself if possible. With gentleness you can command your inner herd. These horses will stop and listen to you with even the smallest whisper. Even if they stop for only one moment, you have been successful. You have stopped them from running wild all over your show.
2. Refocus on the Perfection of the Now
At the instant when the horses stop, it's key to refocus your mind on the present moment. When the mind is fully present to the "Now" moment, it is naturally relaxed and drops all fears. Focusing on the "Now" will help your mind unwind and deeply feel the peace and sublime perfection of each moment of existence. The best technique for focusing on the "Now" moment is to simply ask yourself questions like, "What is happening now?, What am I feeling right now?, What am I experiencing now?, What do I see right now?, or What do I hear right now?" If your mind begins to wander off, gently redirect it back to this moment.
3. Turn up Your Inner Trust Valve
Imagine that you have a Trust thermostat in the middle of your heart that measures how much you trust the Universe to support you in manifesting your desires. This thermostat is connected to a trust valve in the center of your chest that has 10 settings on it. The number 10 is the most trusting with the number 1 setting being completely closed or lacking trust. Get a sense right now of where your trust is at on this dial. Then slowly begin to open your valve, turn it up a few notches and let in more and more trust. Feel how expansive, warm, and light it feels to increase the level of trust in your heart. Keep opening the valve until it is completely open at a 10! Breathe in 100% trust and notice what this feels like! Feel how good it is to let go and know that the Universe is helping you manifest all your desires now and forever. You can also repeat the mantra randomly through your day of, "I trust myself and the Universe". Repeating this message over and over will eventually expand your heart to experience a greater level of trust.
"Difficulties and obstacles, if properly understood, and used, can turn out to be an unexpected source of strength."
Sogyal Rinpoche
Peace and Blessings!
Pam
|